Thank you for reading our articles and following the blog about microfinance and microcredit. This website started as a project in the university when I studied in Germany, and is now a big source of microfinanceinformation with many visitor from all around the world. It´s quite obvious, microfinance is something that really brings the world together to cooperate for a better and sustainable future. There is so many people needing financing to get up on their feet and start their own lifes, especially now on Haiti after the catastrophic earthquake, and still there´s such a big lack of creditpossibilities.

That´s why it´s so important that you support to help us spread the word, and it does not cost you a thing. You can give your support in several ways. The easiest way is by becoming a fan our facebookpage, or follow our twitterpage. You can also add a small linklogo on your site, if you have one that is.How You can Buy Tramadol Online with Fast Delivery


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Loan to Bwizi in Uganda 100% funded

The first microcredit loan i´ve been supporting is now fully funded to Bwizi Livestock Marketing Group in Uganda.

A total of 124 Kiva Lenders financed the $4,975.00 loan requested by Jackson Mutesigensi, Sylivano Kasaija, Mary Kabanyoro, Anthony Kisembo, David Nkogi, Benon Akankwasa, Richard Ndora, Joseph Kyarimpa, Joseph Mugyenyi, Ronald Kyarimpa, Federesi Koburunga, Kurineri Ndora, Bazilio Karanagi, Beatrice Tibakanya, Angelica Kisembo, Kurineri Kiiza, Michael Byaruhanga, Joviah Tumwebaze, Fionah Nakamya in Uganda has been 100% funded. The loan will be used for the purpose of buying more goats for resale. Over the months of this loan, Kiva’s Field Partner in Uganda, Pearl Microfinance Limited, will be collecting repayments from
the microfinanceentrepreneurs.

View the loan profile here:

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A lot of people are living under poverty, but with microfinance they have the chance to lift themselves out of poverty. Microfinance provides financial resources like loans, savings, insurances and business training to help people build businesses.

Oktober 17th is the International Day for the Eradication of Poverty. The UN secretary-general Ban Ki-Moon is going to perform a speech that day. Wouldn´t it be good if the focus in his speech was on microfinance as the key in poverty ending? Accion international has a campaign in order to collect 5000 signatures. By giving your signature we can all help making big impact to spread the word. For effective Anxiety treatment

The Asian Development Bank will fund banking services in Vanuatu

Vanatau belongs to the poorest countries of the pacific areas. Many people are out of reach of modern and secure banking services in the rural areas of Vanuatu. Some people that are employed by the government must make long trips to the nearest branch of the National Bank of Vanuatu (NBV) to deposit their salary in the bank. Some farmers are even hiding their money by burying it in the ground rather than going the long way to the bank and collect their money. Only 13% of the people in the rural areas have bank account and access to financial services. It is estimated that about 92,000 people need financial services.

The Asian Development Bank (ADB) is now supporting the development of banking services that will make it able for the people to use electronic banking and smartcard technology. The new electronic banking system will provide local access to secure and convenient banking services. The Asian Development Bank (ADB) will manage $600,000 in technical assistance, provided by the Japan Special Fund. The National Bank of Vanuatu will support with $150,000 more to complete the funding.

With this new technical support they can provide i wide range of modern banking services which will satisfy the clients financial needs. If it comes out good it can be a model to develop the financial services throughout the Pacific. When everything is up and running the National Bank of Vanuatu can start with microfinance products such as microcredit for example.

Local stores and bank agents will be supplied with the technology and equipment and the clients can open saving accounts with modern facilities, this is how the business model will work.

S&P and IDB are setting up global rating system for MFIs in Latin America

The Inter-American Development Bank(IDB) sponsors a new pilot rating program in Latin America set up by S&P to improve the infrastructure of microfinance institutions for national capital markets. S&P and IDB are cooperating in this project with the aim to gain acccess to the capital markets for the MFIs.

Standard&Poors involvement is a breakthrough in the microfinance industry, S&P talks the same “language” as investor and their benchmarking tools really opens up the capital markets for microfinance institutions.

The Microfinance Rating Methodology Working Group was put together in January 2007 consisting of analysts from S&P and experts in microfinance industry. They work together to find the information investors needs, how MFIs works and the state of the microfinance sector. The information from “The Microfinance Rating Methodology Working Group” are used by Standard&Poors when forming the outlines of the rating methodology and a tailored ranking system for MFIs

Earlier sufficient access to the mainstream capital markets wasn´t enough and made it hard for MFIs to find allocate fundings, because they where treated with mainstream metrics when being analyzed. The ongoing creation of new MFIs and adepting skills in handling funds will require far more easier access to the capital market.